I usually have the holiday parties at my place, out here in Arizona - the Tucson area. I got a call from my little sister telling me she can’t come because she can’t afford to fly out there and stay in a hotel. I ‘d let her stay here, but there’s really no where to sleep. I’m already putting up like three or four other people. I told her not to worry about it and that I would take care of the airfare and hotel room for a few nights. The thing is I really didn’t expect to have to bail my brother out of jail last week, that really broke the bank for me, that idiot.

By the way Mesa is near Tempe, Scottsdale, Chandler, Phoenix, and Apache Junction.

Anyways, I couldn’t call my sister back and tell her she can’t come, so I looked around a bit on the net and searched for ways to get some quick money. I found the page for Car Title Loans in Mesa. They had a real low interest rate of 5.9%, and they had me sold right away. I got approved for the loan pretty quick, and I already have the money - I got the ticket and hotel reserved for my little sister. She sounded pretty excited when I called her.

I usually hate anything to do with loans because the interest is ridiculous, ‘ya know? I can’t believe I found a place with 5.9%, that’s unheard of, at least to me it is. I don’t have to pay back almost double what I got the loan for? In my book, that makes it worth it.

Reggie M.

Im a bit of an early bird - I like to get the worm(haha). Anyways, I always get my X-mas shopping done a little earlier than most people. There’s nothing worse to me in life than long lines and impatient people, because I’m a bit impatient myself. I always go before Thanksgiving too, because that’s when everyone turns crazy and gets in their shopping rage and all that - it’s just not for me.

I’m a little short on cash this year because my job cut my hours a bit, but I guess that’s happening to a lot of people. So I needed to get some extra money, and I definitely wasn’t able to get a loan from a bank or credit card, I have real bad credit these days. I looked around on the Internet for “fast cash in Arizona”, “fast cash in Tucson”, “bad credit loans”, and I found Car Title Loans in Mesa. I applied and was approved in less than an hour and I had the money in about 24 hours. They have the lowest interest rate I think I’ve ever seen in my entire life when dealing with these kind of companies. Normally I despise these people because they completely screw you over in the end, and it’s usually not even worth getting the loan because you have to pay back so much in interest.

Not here though, they actually have a good thing going. I saved A LOT of money going through car title loans in Mesa, and if I ever had to do this again - I’d come straight back here. My shopping is all done already too, so now I have like, nothing to worry about at all until New Year’s!

Barbie Z.

Mesa, AZ

When my daughter was about five, we got her a puppy named Sammy. She and the puppy fell in love. My daughter is about fifteen now, and Sammy was recently sick. We took her to the vet a few times, and they told me that the only way Sammy would make it is if he had surgery. The amount was way out of my price range, I didn’t have that much saved up. I saw the look in my daughter’s eyes and I just knew that I had to make this happen. Some how, some way, I had to!

I called my parents and talked to my wife, and we didn’t have a clue as to how we were going to come up with the money. I’m normally a pretty resourceful person, so I looked around a bit on the Internet and came to the site for Car Title Loans in Mesa. I read a few of the blogs, and it didn’t sound like too bad of an idea. I filled out the online application, and I was approved in like.. one hour! The money was in my account the next day, and I was able to set up an appointment for Sammy’s surgery.

Today, Sammy is doing a lot better. He’s running around again and playing with my daughter. They are both as happy as ever, and I think I have to say this - it’s only because I found Car Title Loans in Mesa!

Larry H. of Mesa

By the way Mesa is near Tempe, Scottsdale, Chandler, Phoenix, and Apache Junction.

I just saved about $550 on an on-demand water heater and I paid for it with a car title loan.  Aside from being good for reducing energy waste and costs, it was actually a smart bit of financial maneuvering for a guy with no job, bad credit and no spare cash (not even a home equity loan).

I knew since a year ago that the water heater in my house will give out soon. I was thinking about the “tankless” water heaters because they reduce both energy and water usage – it cuts energy use by 34% of what a conventional boiler uses, and because you wait less for the water to run, you also save about six gallons of H20 every day. Long term, that’s the technology I want, given the state of energy costs and water shortages.  Also, the federal tax code provides for a $300 credit in 2009 if you install this kind of system.

On top of all that, a store in Chandler is selling them at a 20-25% discount if you place an order one now, in 2008.  Give them a $300 down payment now, then get the full discount on delivery in 2009. The total cost for the heater with installation will be $1250, but savings and tax credits brings it to $700.  

Which brings us to our challenge/opportunity.  Where do I find fast cash to grab this good deal?  

Google always knows. I did a search for “title loans” and “loan against car title” and found Car Title Loans in Mesa, where I was eligible for a $5000 loan against my 2004 Corolla. Their online application was a real relief because I wasn’t keen on going to one of those storefront car title places like you see on Southern Avenue. The online application and the approval got me my cash in an hour (there is no credit check, which really speeds things up). I was able to make the $300 down payment the next day.

I only borrowed ten percent ($500) of the amount available.  When I take delivery I’ll either have a new job or can borrow the balance again.  Reducing dependence on foreign oil is a side benefit.

              - Jeremy K.