Car title loans in Mesa is my saving grace.  I had a crazy weekend this last weekend and ended up getting a driving while intoxicated ticket from the police.  I was out and about and thought I wouldn’t have too many drinks.  Well I was wrong.  I can’t just have one I guess. I probably would have been fine if I would have just stayed at the first bar with my buddies, but I met a girl and she said to meet her at another bar, so I was feeling ambitious and decided to give it a shot.  Well, I went over to this next bar and the cop got me because I took a u turn on the street.  I guess I was in a hurry.  She was cute but not worth it.  I got arrested and put in jail and my car got towed as well.  Now I don’t have the money to pay to get my car back and need extra cash for the fines I will have to pay not to mention the court costs.

I heard about car title loans and found out that they have a car title loans in Mesa now.  I went to the website because I don’t have a car and found out that I can do everything on the car title loans website.  There is an online application that took me a few minutes to fill out.  I also had the option to use live chat or call for customer service.  I didn’t need to because I figured it out.  They didn’t even run a credit check on me.  I guess its as simple as a car title loan for your car title.  You can use your car or truck.

Paul B.

Everyone told us we were a couple of opposites.  She wore Birkenstocks and I was more Bruno Magli.  And we had different ideas on how to spend money, resulting in us both being really bad at managing money.  Our credit was whack, which made breaking up all the harder.

I wanted to move out, but when I started looking at apartments (I found one in Tempe, not far from my job near the Arizona Country Club), I saw what was my new problem. The landlord told me I needed two month’s rent for the security deposit.  

I could afford the $1000 each month, but I couldn’t swing another $2000. Kristyna blew our whole financial picture.  The credit cards were maxed – we couldn’t make the interests charges. I had bad credit, no two ways about it.

I had to make this work somehow – did not want to sleep on my brother’s couch.

I checked for words like “money out of thin air,” “money you didn’t know you had”, “unclaimed inheritances,” “fast cash” and then thought of “loans for car title.” I came across Car Title Loans in Mesa.  My PT Cruiser is paid for, so I qualified. I took out $3000 for the security deposit and some new furniture.  

It came with an online application – was so happy to avoid that car title place on Southern Avenue. I had the money by the next morning, signed the lease the next day, and moved on with my life three weeks later. Best decision I made in the last four years.

- Grant R.

I just saved about $550 on an on-demand water heater and I paid for it with a car title loan.  Aside from being good for reducing energy waste and costs, it was actually a smart bit of financial maneuvering for a guy with no job, bad credit and no spare cash (not even a home equity loan).

I knew since a year ago that the water heater in my house will give out soon. I was thinking about the “tankless” water heaters because they reduce both energy and water usage – it cuts energy use by 34% of what a conventional boiler uses, and because you wait less for the water to run, you also save about six gallons of H20 every day. Long term, that’s the technology I want, given the state of energy costs and water shortages.  Also, the federal tax code provides for a $300 credit in 2009 if you install this kind of system.

On top of all that, a store in Chandler is selling them at a 20-25% discount if you place an order one now, in 2008.  Give them a $300 down payment now, then get the full discount on delivery in 2009. The total cost for the heater with installation will be $1250, but savings and tax credits brings it to $700.  

Which brings us to our challenge/opportunity.  Where do I find fast cash to grab this good deal?  

Google always knows. I did a search for “title loans” and “loan against car title” and found Car Title Loans in Mesa, where I was eligible for a $5000 loan against my 2004 Corolla. Their online application was a real relief because I wasn’t keen on going to one of those storefront car title places like you see on Southern Avenue. The online application and the approval got me my cash in an hour (there is no credit check, which really speeds things up). I was able to make the $300 down payment the next day.

I only borrowed ten percent ($500) of the amount available.  When I take delivery I’ll either have a new job or can borrow the balance again.  Reducing dependence on foreign oil is a side benefit.

              - Jeremy K.

There are things you can control in life and things you can’t.  Master that and you have serenity.

I was able to beat alcoholism many years ago.  It didn’t kill me.  In fact it made me stronger.  But in addition to a propensity to drink, cancer genes run in our family.  I’ve lost six relatives to that disease. We are advised to get colonoscopies once every three years.  

Doing that is smart: early detection means you’re more likely to live, AND it won’t cost as much to treat. But I have no health insurance because I started my own business two years ago and I need to put the money back into it as an investment.  A colonoscopy would cost me close to $2800, which is beyond my current means.  And I have bad credit. Fast cash is hard to come by in my business, too.  

So I was two years overdue for my colonoscopy and my mother said, “you gotta do this.”  She was right.  So I went on the Google.  There I found Car Title Loans in Mesa.  They said my 2004 pickup truck is worth an $8000 loan. I didn’t need that much, but it’s nice to know.  So I filled out the online application.  That took about fifteen minutes.  In 60 minutes I got an email saying the loan was approved.  The money was in my my bank account the following day.  

There were polyps, but they took them out and the biopsy showed no cancer.  That was a relief. Now I can concentrate on my business, I hope enough to build it to where I can afford health insurance.  Seems like that is something I can control.

- Reynaldo S.

My credit was bad, then our refrigerator broke.  Where would we find the money to replace it?

Newer refrigerators cost at least $400.  And that’s at the low end of the models at Home Depot.

But a buddy told me that some developers in Scottsdale had condos they couldn’t sell, and they were selling some leftover new appliances for about half the price. These were better models than what I was looking at, but still at only $250.  Brand new, never used, still in the box. 

My wife and me both wanted this fridge real bad, but I needed fast cash because you had to pick it up the next day.  

I own my truck, finished making payments in 2005. Which made me eligible for Car Title Loans in Mesa. They offered me $2000 in a title loan but all I needed was $250.  It’s completely on the Internet, so I filled out the online application.  The cash went electrically into my bank account the next morning.  The application takes 30 minutes, and you learn if you are approved in one hour.

We’re saving money with that new refrigerator.  We’re eating more at home, and I see my electric bill going down.  I recommend anyone with an opportunity like mine to use loans on car title in this situation. 

- Kevin L.

When my company cut our department, we were given the option of training our replacements overseas or not.  But if we took the “not,” we wouldn’t get the severance package. Of course I took the severance option – two kids and three dogs gotta eat – but imagine how fun that was.  

So I looked for work and found out that’s what the other companies were doing too. Without new skills development, I’d have to consider moving to China.  The dogs and kids agreed it wasn’t a good option.  They wanted to stay in Tempe, and I agreed with them.

After a few months, I couldn’t keep up with payments on the house, car and everything else.  I took temp work, just to make do.  But even still, I now had bad credit, and therefore no loans.  So where would the money for some courses – retraining was my only ticket to a good job again – come from? With bad credit, how could I afford classes?

I needed fast cash.  To my surprise, the smartest way to get that with my circumstances was a car title loan.  I hadn’t previously considered this type of financing, but soon learned it made good sense.  I filled out an online application with Car Title Loans in Mesa.  No scary storefront necessary, and I avoided trying with banks and credit card companies that would turn me down anyway. My tuition money arrived in 24 hours.  

Survival in this economy is about creative thinking.  A loan with car title is sometimes the most innovative move you can make. 

- Hanna J.

Welcome to Car Title Loans in Mesa!